Description
This spiral-bound budget planner will help you to budget and manage your money so you can live your best life.
Is money leaking out of your bank account quicker than you can refill it?
Do you want to take control of your money?
If the answer to either of these questions is “yes,” then you need to use this budget planner!
Inside you’ll find:
Setting Financial Goals: Writing down your goals will help you prioritise how you want to manage your money.
Monthly Income: Updating your income monthly will enable you to carefully budget and allocate your income to the correct places.
Monthly budget: This is where you allocate your monthly income to three different categories. They are bills, spending and savings.
Monthly Bills Tracker: Noting all your monthly direct debits, standing orders and any other automatic monthly payments that are deducted from your bank account each month.
Annual Bills Tracker: Make a note of all the bills you pay annually, for example, car insurance or annual subscriptions. That way, you won’t forget them, when it comes to paying those pesky bills.
Spending Tracker: Regularly monitoring your day-to-day spending habits will help build awareness of your spending patterns and possibly lead to saving some money.
Debt Tracker: A place to review your credit cards debts and loans outstanding.
Savings Tracker: You can make a note of all the savings accounts that you currently hold. There’s also space to note the interest rate that you are receiving for each account. That way, you can review and make sure you are getting the best rate possible.
Emergency Fund: It’s always important to have an emergency fund for those unexpected expenses that crop up from time to time.
Sinking Funds: These are small pots of money that you put aside for known future expenses that you are likely to incur. For example, Christmas fund, holiday fund, new-car-fund. The list is endless…
Notes: There is also some space for you to jot down notes, to write whatever you want!
Buy this planner NOW and keep your finances on track!
"Details
Publisher - Sycamore Asset Management Ltd
Language - English
Wire Bound
Contributors
Author
Jane Kelly
Published Date - December 08 2022
ISBN - 9780992901936
Dimensions - 21.0 x 14.8 x 0.7 cm
Page Count - 158
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